boeing, ford, caterpillar, all big players out there, good indicator of where the economy is heading. what do you expect to see there? >> listen, we have seen earnings this quarter come in, 72% of the earnings so far have wasn't the estimates, but investors should understand the estimates have been slashed for the fourth quarter, right in the expectation was for 2.8 or 3% growth rate, that's down from 9% the previous quarter. so, in fact, it's almost impossible for a lot of these companies not to beat the estimate what we're seeing is that they are missing on the top revenue line but yet they are still beating the estimate because they are making those strategic employment decisions, meaning layoffs much the financial services industry alone, we have seen 16,000 layoffs in the first three weeks of the month, of the year, we haven't gotten into february yet. tough take that with a grain of salt, be very careful, as a long-term investor, you should have a plan and stick with it right? >> well, that's what one thinks, it is hard to tell in this economy these days. you know better than i,